Live on Bitcoin.
Stay Sovereign.
Earn, borrow, and spend 24/7 with true onchain banking that can't freeze your account or touch your keys.
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Your Key to Sovereign Finance
Turn static assets into active capital. Generate native yield on Bitcoin and stablecoins that compounds automatically. No intermediaries. No downtime. Just pure, onchain growth.
True ownership means asking no one for permission. Xverse is a self-custodial vault where your keys are your coins. No freezes. No bail-ins. The only person who can move your money is you.
Bitcoin is now more than just BTC. Manage your L2s, stablecoins, and onchain collectibles in a single, unified view. Stop switching apps and see your full net worth in one place.
Access global liquidity instantly. The Xverse Card lets you spend stablecoins or borrow against your Bitcoin - keeping your position intact while you live your life.
The Financial OS for Bitcoin
Traditional banks rely on trust. We rely on truth. Experience the security of a Swiss vault with the velocity of Layer 2s. No branches. No bankers. No permission.
Public ledgers shouldn't mean public lives. Toggle on privacy to route transactions through opaque Bitcoin layers. Your financial history is yours to reveal - or conceal.
Stop waiting for block confirmations. Experience instant settlement and near-zero fees across Starknet, Stacks, and Spark. The absolute security of Bitcoin L1, with the velocity of a global exchange.
Don’t Trust Blindly. Verify.
Connect your Ledger or Keystone signing devices seamlessly. Keep your keys on your hardware wallet while managing your portfolio with the speed of Xverse.
We operate in the light. Our code is public and rigorously audited by top security firms, running on proven, proprietary, enterprise-grade onchain banking infrastructure.
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Secure Onchain Banking.
Verified by Millions
Be your
own bank
Stop asking for permission. Start earning, spending, and securing your wealth with the only financial operating system built for Bitcoin.
Frequently Asked Questions
What do we mean by a Bitcoin bank?
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A Bitcoin bank is a self-custodial financial platform built directly on Bitcoin that lets you earn, borrow, and spend without giving up control. Unlike traditional banks, a Bit coin bank operates on code, not trust. With Xverse, you stay self-custodial while accessing real utility and security onchain.
How is Xverse different from traditional neobanks?
Traditional neobanks custody your funds, can freeze accounts, and rely on intermediaries. Xverse is self-custodial and onchain. Your keys control your assets. You get bank-level utility without bank-level risk.
How can I earn yield on Bitcoin?
Xverse enables native, onchain yield through Bitcoin-aligned protocols. Your assets remain under your control while yield is generated automatically. Yield rates are variable and never guaranteed.
Is Xverse secure?
Xverse is built for security from the ground up. It is fully self-custodial, open source, and independently audited. You can also connect hardware wallets like Ledger and Keystone for cold storage. Only you can move your funds.
Do I need to verify my identity to use Xverse?
No. Xverse does not require identity verification to use the wallet. You control your keys and your privacy. Some third-party services, such as fiat onramps or card providers, may have their own requirements.
Can Xverse freeze my account?
No. Xverse cannot freeze accounts, block transactions, or access your funds. There is no central authority with control over your assets. Your money moves only when you authorize it.
Is Xverse free?
Yes. Xverse is free to download and use. You only pay standard network fees when interacting onchain. There are no hidden custody fees or account minimums.
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